A private capital marketplace built for real estate.
OPM Exchange is a vetted marketplace connecting commercial real estate sponsors with private debt capital. Institutional rigor, transparent pricing, no spread taken on lender returns.
What we're building.
OPM Exchange is a fintech marketplace where commercial real estate borrowers post first-lien debt opportunities and accredited private lenders fund them — directly, transparently, and at speed.
Every deal is reviewed by a team of attorneys and real estate professionals before it goes live. Higher-tier opportunities receive enhanced underwriting and a verified status — independent appraisals, third-party document review, and a complete sponsor and asset workup. Lenders see exactly what they're funding, on terms they choose.
Unlike most platforms in this space, OPM Exchange takes no spread on lender returns. One hundred percent of the negotiated interest rate passes through to the lender. The platform is paid by the borrower, on closing — when the deal actually funds.
Capital, on your terms.
Skip the back-and-forth with regional banks and ad-hoc broker introductions. Post your deal once. Let qualified private lenders compete for it.
- First-lien commercial real estate — office, multifamily, mixed-use, industrial, and more.
- $50,000 to $5,000,000 — automated marketplace. Larger deals routed to dedicated underwriting.
- Transparent pricing — no surprise fees, no rate spreads, full disclosure at deal posting.
- Speed and certainty — internal review and clear closing pathways through local title.
Direct access to vetted deal flow.
Browse, filter, and underwrite first-lien commercial real estate debt opportunities sourced and vetted by an internal team of attorneys and real estate professionals.
- 100% of interest yield to you — the platform takes no spread. Ever.
- Independent verification — verified deals carry independent appraisals and third-party document review.
- LLC-per-deal structure — clean liability isolation and transparent multi-lender participation.
- 24/7 portal access — operating agreements, payment history, K-1s, and document library on demand.
Built by people who've actually done the work.
OPM Exchange is being built by a founding team of practicing attorneys, active private lenders, and seasoned real estate professionals — operators who have closed, financed, and litigated commercial real estate transactions across hundreds of millions in deal volume.
That experience shapes every part of the platform. The legal architecture is drafted by attorneys who handle real estate disputes for a living. The underwriting framework reflects how serious lenders actually evaluate deals, not how a software product imagines they should. The closing process is built around real title companies, real mortgages, and real recordings — because that's how deals actually fund.
This is not a venture-built fintech experiment dressed in real estate language. It is a marketplace designed by the people who already operate in this market — built to make their work, and yours, faster and cleaner.