For accredited investors

Direct access to first-lien commercial debt.

OPM Exchange is a vetted marketplace for accredited investors seeking direct exposure to first-lien commercial mortgages. We take no spread. The rate you see is the rate you earn.

$100K minimum check

Sized for serious capital. No retail aggregation, no fragmented investor base.

First-lien only

Every loan secured by recorded first mortgage. No mezzanine, no preferred equity, no quiet seconds.

Zero spread

100% of the negotiated rate flows to you. Platform earns from sponsors at close, not from your yield.

Per-deal LLC structure

Each deal closes into a single-purpose LLC. Clean liability isolation, automated K-1s, full transparency.

Step 1 of 2 · Initial application

Request investor access

Tell us about yourself. We review every application and will respond within one business day with next steps.

First name

Last name

Phone

Investor type

Accredited investor?

Verification happens after your application is approved. We use standard 506(c) verification methods.

Anticipated annual investment

How did you hear about us? (optional)

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